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Reference

US subscription & auto-renewal law, by requirement

What US subscription law asks of your signup, cancellation, and renewal reminders, in plain English, with the citation for each. This is a reference, not legal advice; confirm anything that matters with your counsel.

WhereLawApplies toWhat it requiresIn effect
Federal (US)
Restore Online Shoppers' Confidence Act (ROSCA)
15 U.S.C. § 8403
Signup
Before charging, clearly disclose all material terms and obtain the customer's express informed consent to the negative-option feature.
You must spell out the terms and get a clear yes before the first charge on a recurring plan. A pre-checked box or buried terms is not enough.
Standing
Federal (US)
Restore Online Shoppers' Confidence Act (ROSCA)
15 U.S.C. § 8403
Cancellation
Provide a simple mechanism for a consumer to stop recurring charges.
There has to be an easy way to stop the charges. Making cancellation hard to find or complete is the classic ROSCA problem.
Standing
Federal (US)
FTC Act Section 5 (unfair or deceptive acts)
15 U.S.C. § 45
Cancellation
Do not use dark patterns that impede cancellation (forced phone-only cancellation when signup was online, misdirection, or repeated retention interruptions).
If someone signed up online, they should be able to cancel online. Forcing a phone call, or burying the cancel button behind guilt-trip screens, is the kind of dark pattern the FTC pursues.
Standing
CA
California Automatic Renewal Law, as amended by AB 2863
Cal. Bus. & Prof. Code § 17602
Cancellation
Offer a cancellation method that matches how the consumer signed up (an online sign-up must have an online cancel path).
In California, the way out has to match the way in. Sign up with two clicks online, and cancelling can't require a phone call during business hours.
2025-07-01
CA
California Automatic Renewal Law, as amended by AB 2863
Cal. Bus. & Prof. Code § 17602
Renewal reminders
Send an annual reminder for subscriptions of a year or longer, disclosing terms and how to cancel.
Long subscriptions need a yearly nudge that reminds the customer they're still paying and how to stop.
2025-07-01
CA
California Automatic Renewal Law, as amended by AB 2863
Cal. Bus. & Prof. Code § 17602
Signup
Obtain the consumer's express affirmative consent to the automatic-renewal terms before charging, presented clearly and conspicuously.
The auto-renewal terms have to be shown plainly and agreed to on purpose, not slipped past the customer at checkout.
2025-07-01
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This table is a growing reference and does not yet cover every state auto-renewal law. Fixout produces evidence and engineering findings, not legal advice.